My name is MICHAEL ROCCO and I’m a FHA Mortgage Consultant.

By now I’m sure many of you have heard of the SUB-PRIME MORTGAGE CRISIS. Many homeowners like yourself are trapped in adjustable rate mortgages. These adjustable rates go UP and make it harder than ever for you to afford your payment. On top of it we are seeing FALLING HOME VALUES across the country.

This leads to 2 major problems:

1) You may have fallen behind on your payment which gives you a low credit score and a poor mortgage history

2) Falling home values means you have a very high loan to value



-----------THE GOOD NEWS IS I CAN HELP YOU –



(631) 756-8769 or E-mail – michael.rocco@sterlingnational.com


Even with all of the above I can still refinance you into a LOW + Fixed interest rate -

Currently between 6.5 - 7%