FHA + Bad credit refinance + low credit score refinance + bad credit mortgage




Hello Homeowner,



My name is MICHAEL ROCCO and I’m a FHA Mortgage Consultant.



Do you have LOW credit scores? -Refinance FHA



Do you have BAD or POOR credit? -Refinance FHA



Do you have LATES on your mortgage? -Refinance FHA

Do you have LITTLE to no EQUITY in your home? -Refinance FHA



Do you want a Low and Fixed rate? -Today I can Approve you for a 5.5% 30 Year Fixed FHA Mortgage




By now I’m sure many of you have heard of the current Mortgage Crisis. Many homeowners like yourself are trapped in adjustable rate mortgages or high interest rates. You may also owe almost what the house is worth.

THE GOOD NEWS – The Government FHA Mortgage Program can HELP


Have you heard of an FHA Mortgage?

FHA stands for Federal Housing Administration -
An FHA mortgage is insured by the United States Government – Because of this insurance we can approve you for a low, fixed rate even if you have little equity, poor credit or low credit scores


An FHA Mortgage waives many of the Closing Costs normally associated with refinancing:

1) NO Attorney Fees

2) NO Application Fees

3) NO Processing Fees

4) NO Underwriting Fees

5) NO Wire Transfer Fees

6) NO Paperwork Fees

7) NO Pre-payment Penalty

8) NO Mortgage Broker Fee – We are a Direct Lender



(Please mention this ad)





You can use our Government FHA Mortgage Program to:

1) Lower your payment

2) Payoff high interest debt (Credit cards, school loans, judgments, tax liens, etc.)

3) Get Cash back for any reason – With cash back we can go up to 95%

4) Convert Your Adjustable Rate into a FIXED



Fully Licensed in All States





With an FHA Mortgage there is also a streamline feature –

Which allows you to refinance in the future at virtually no cost (after 12 months of on time payments) So if interest rates fall you can take advantage of lowering your interest rate




Thank you,



I very much look forward to approving you for your new FHA Mortgage



MICHAEL ROCCO
FHA Mortgage Consultant



CALL TODAY TOLL FREE – (888) 886-0728 EXT. 109 or Ask for MICHAEL ROCCO Extension 109


(631) 767-5211 – Direct Office Line


E-mail - michael.rocco@sterlingnational.com


Equal Housing Lender
Equal Opportunity Lender

Licensed in All States